플루토스 티오 - 조각투자

Introducing “PLUTOS,” a NPL specialized piece investment platform.Did you know that non-performing loans (NPL), which are bonds that have become insolvent because the debtor fails to repay on time, can also be invested? Until now, NPL investment has been a unique investment area for institutional and professional investors due to its many advantages, but high entry barriers and requirements for expertise. PLUTOS innovates this asymmetric NPL investment market with the issuance of token securities (STO) using blockchain technology to realize the “popularization of NPL investment” where anyone can participate in investment safely, easily, and conveniently.Do you want to participate in NPL, auctions, or short auctions like professional investors, but are hesitating? Get started with PLUTOS now! For the price of a cup of coffee, you can bid on shares of major real estate at a low price and receive dividends of profits and capital gains. Additionally, you can freely buy and sell your shares through a securities company. All transactions are recorded using blockchain technology, and customer accounts are managed directly by the securities company, so its safer and more reliable, right? Everyone become rich with PLUTOS!**■ PLUTOS** **Services**NPL basic assets will be trusted, issued beneficiary certificates will be converted into tokens, and public offering will be held on the PLUTOS platform. Investors can purchase token securities through subscription and trade them like stocks through a securities company. Investors are then distributed profits based on the operation and disposal of NPL assets. To ensure the safety of this service, beneficiary certificates are electronically registered with the Korea Securities Depository, and all transactions are jointly recorded with the securities company, the account management institution, using blockchain distributed ledger technology.- NPL investment for the price of a cup of coffee - PLUTOS for difficult rights analysis - I am also a successful bidder at auctions and public auctions - Lease improvement provided by experts - Value up through renovation - All-in-one, including resale■ **NPL investment and advantages**NPL (Non Performing Loan) is a loan that does not function. Typically, if repayment is overdue for more than 3 months, financial institutions classify the loan as ‘fixed’ or lower and sell the bond in the market. Investors purchase NPL and realize profits in the following ways. ① Re-sale as NPL itself ② Bond dividend according to light and public auction procedures ③ Re-sale at full price after winning direct bid and securing ownership (inflow) ④ Re-sale with value add after inflow, renovation, lease improvement, etc.Contrary to the negative image of insolvency, NPL investment has many advantages. ① Financial institutions secure asset soundness by quickly processing bad debt (BIS ratio, non-performing loan ratio) ② Contribute to normalizing the real estate market (disappearing bad real estate and resupplying normal real estate) ③ Realizing relatively safe and high profits because there is collateral value ④ Market-friendly solution rather than investment of public fundsTherefore, the PLUTOS platform enables stable services that satisfy both product procurers and investors.■ Differences from existing **real estate piece investment services**① Contribute to public interestIt improves the asset soundness of financial institutions and contributes to the normalization of the real estate market.② Low public offering priceIn the case of other piece investment products, the public offering price exceeds the appraised value. For this service, real estate is acquired through auction, so the public offering price is lower than the appraised value, which leads to an increase in the rate of return.③ Diversity of investment productsIt is not limited to small and medium-sized commercial buildings, but provides a variety of products such as houses, factories, and accommodations, allowing investors to build portfolios according to their preferences.④ Maximization of return on investmentIt is easy to achieve profits because the underlying assets are acquired cheaper than the market value, and additional profits can be achieved according to development ideas.